AI Startups Transforming P&C Insurance
The new wave of AI-native companies reshaping the P&C insurance industry. Focused on venture-backed companies founded after 2020 in the U.S. and Canada.
On this mapFounded 2020 or later·HQ in the U.S. or Canada·VC or Accelerator-backed
137 companies4 sections16 sub-categories>$2.6B raisedLast Updated 7 Sept 2026
Reinsurers & Insurance Capital
Capital Enablement
K
T
V

Carriers
Underwriting Intelligence
B
N

R

T
Underwriting Platforms
E

F

M

S

T

Core System
K

Customer Service
G

S

V

Compliance
C

Z
Claims Enablement
A

A

A

B

C
C
C
D
F
H
K

L

M

O

Q

S

S

V

Next-Gen TPA
C

E

R

S

V
AI Liability
A

A

K
M

M
O
T

Next-Gen MGAs/Carriers
A

A
B

C

C

I
K
L

L
M
N

O

P

P
S
S
S

V

Brokers & Agents (Distribution)
Broker Copilot
C

C

G

P

Workflow Automation
1

A

C
C

C

C

F
F

G

H

I

I
K

O

Q

Voice & Customer Comms
I

S

S

Next-Gen Broker
A

A

A
B
B
C
C
C
D

E

H

H

K

N

Q

R

R
R
R
U
W

Cross-Industry Players
Workflow Automation
A
B
B

C

D
F

F
F

F

G
H

I

L
L

N

N
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P

P

S
S
S

T

Payments, Finance, Reconciliation
A
A

C

E

F

F

EVEqual Ventures portfolio company
AI Enabler
Acknowledgments
Thank you to Adam Chadroff and Christo Ritter for contributing to earlier versions of this map. Also to Jared Kaplan, AJ Okereke, Somrat Niyogi, Sean Stuart, Jake Wells, Alok Kumar, Elool Jacoby, Gates Maus, Rick Zullo, Isaac Espinoza, Anant Sood, Bobbie Shrivastav, Jennifer Taylor, Nitish Badu, Kumesh Aroomoogan, Tolga Tezel, Shivam Jha, Brayden Drury, Kieran Wilcox, and David Mocklow for contributing improvements and additions.
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